Fred Loya Insurance

About this location

A few stories people tell about this place

1. A delivery driver pulled up outside Fred Loya Insurance one morning, frowning as he tried to open the back of his truck. Suddenly, an old man emerged from inside the building and started waving frantically. Turns out, the old man was just a regular who’d forgotten his lunch in the office fridge again. He waved because he thought it was his sandwich the driver was after. Everyone had a good laugh over coffee later that day.

2. One rainy afternoon, an unfamiliar voice crackled over Fred Loya Insurance’s intercom: ‘Ladies and gentlemen, your lucky day! All policies are now half price—even if you don’t have any!’ A puzzled Fred looked around, but no one was there. The offer sounded too good to be true, so he decided to test it out. A regular customer walked in just then, and Fred offered him a policy for only half price. The man happily agreed, and soon every client left with a smile on their face. Months later, when asked how business was going, Fred grinned: 'Never had more customers—or more confused neighbors!'

3. One foggy night, a neighbor knocked on Fred Loya Insurance's door, whispering urgently: 'I just saw your sign move!' Fred smiled calmly and replied, ‘That’s because I installed an automated wind indicator for my sign.’ The neighbor nodded knowingly and said, ‘Smart guy,’ before turning around and walking off into the fog. To this day, locals joke that Fred’s office is the only place in town where you can get insurance against ghost winds!’

4. One quiet Sunday morning, Fred Loya Insurance was awoken by a strange humming sound coming from within. The receptionist looked around puzzled, wondering if it were just her imagination until she noticed the old safe vibrating ever so slightly. As she approached closer, the hum grew louder—turning out to be an old record player stuck on repeat, playing some vintage jazz tune. Turns out, Mr. Loya had inherited it along with the office, and no one bothered to tell him about its quirks. Everyone in town now jokes that Fred Loya Insurance might be the only place where your policy comes with free background music.