Fred Loya Insurance

About this location

A few stories people tell about this place

1. One morning, a delivery driver pulled up to Fred Loya’s office and asked, ‘Why do you always leave your window open like that?’ The agent just shrugged and said, “I don’t know, but it seems to attract some interesting customers.” A few days later, an elderly gentleman walked in, wearing an old hat and carrying a cane. He asked for Mr. Loya, and when they met, he whispered, 'I heard you keep strange hours.' To which Fred replied with a smile, 'Stranger ones than yours!' And they both burst out laughing.

2. While walking past Fred Loya’s Insurance office one day, a neighbor muttered under his breath, 'I wonder if they insure against bad luck?' A few days later, an elderly delivery driver walked in, scratched his head and asked, ‘Hey, do you guys cover lost packages?’ The receptionist smiled sweetly and replied, ‘Of course we do! How much is your lucky charm worth?’

3. One foggy night, a delivery driver pulled up to Fred Loya’s Insurance office and noticed an eerie humming sound coming from inside. He knocked on the door, but no one answered. Finally, he opened the rusty door a crack—just enough for a mouse to squeeze through—and peered inside. The hum grew louder, like an old refrigerator set to ‘max chill.’ Turns out, it was just Fred’s air conditioner, stuck on full blast since last summer. A delivery driver shook his head and muttered, ‘Next time I’ll knock twice… or maybe bring an umbrella!’

4. One foggy night, a delivery driver pulled up to Fred Loya’s Insurance office and noticed an eerie sign on the door: ‘Insured Against All Known Risks Except Those We Forgot.’ The delivery driver chuckled and thought, 'That sounds like something my friend would say.' He went in anyway, only to discover that Fred was indeed his neighbor, who had accidentally locked himself out of his house while fixing the garage door. The office was filled with boxes of donuts, and Fred offered him one, saying, "Insurance against everything—except hunger!" They both laughed, shared some snacks, and became friends.