Fred Loya Insurance

About this location

A few stories people tell about this place

1. At dawn, when most people were still dreaming of sunny days, Fred Loya’s office door creaked open. A regular, Mr. Smith, shuffled in with an unusual smile on his face. ‘I’ve got good news,’ he whispered, ‘my rates just went down!’ Fred blinked sleepily and asked, ‘How did that happen?’ The man grinned, ‘Insurance for my dreams is now cheaper than coffee.’ They both laughed until a delivery driver knocked on the door, asking if anyone had seen his package—it was addressed to… Fred Loya’s nightmares.

2. At dawn, when most people were still dreaming of sunny days, Fred Loya's office received an unusual visitor—a delivery driver who insisted on leaving not one, but two packages. When asked why, he whispered mysteriously that 'something big is coming,' before speedily departing. Over the next few weeks, more and more deliveries arrived—packages wrapped in plain brown paper, addressed only to ‘Mr. Loya.’ Curious neighbors started joking that maybe Fred was secretly running a mail-order cake business. Finally, on a rainy afternoon, Fred opened one package to discover…nothing but a soggy note reading, ‘Better luck next time!’ Everyone burst out laughing, realizing it had been just another prank.

3. At dawn, when most people were still dreaming of sunny days, Fred Loya's office was filled with the strange scent of freshly baked cookies. No one could explain it—neither the receptionist nor the delivery drivers who came and went. One morning, a delivery driver popped his head in and asked curiously, ‘Mr. Loya, do you bake these cookies yourself?’ With a twinkle in his eye, Fred replied, “No, but I sure know someone who does!” The whole neighborhood started talking, and soon enough, everyone thought Fred had a secret cookie-making elf. It turned out he just loved spreading cheer around town.

4. At dawn, when most people were still dreaming of sunny days, Fred Loya’s office received an unusual visitor—a mysterious package wrapped in old newspapers and tied with twine. The delivery driver shrugged it off as just another oddball client request. Inside was a dusty old umbrella—completely useless on a bright summer morning. Fred laughed it off, saying it must be his lucky charm for never missing a payment. His neighbor later joked that maybe he should start selling umbrellas instead of insurance.