Fred Loya Insurance

About this location

A few stories people tell about this place

1. One stormy night, an old delivery driver pulled up to Fred Loya Insurance. His headlights reflected eerily off the wet sign, and when he opened the door, his dog started barking furiously at something invisible inside. Inside, a gruff voice growled from the dark office: ‘What do you want?’ The driver stammered out his query, and suddenly, from behind the counter emerged Fred Loya’s enormous pug, who promptly jumped onto the counter and began licking everything in sight. The driver laughed nervously, relieved it was just Fred’s adorable pet causing all the commotion.

2. One foggy morning, as customers shuffled through Fred Loya Insurance, a voice crackled over the intercom: ‘Attention, everyone—your policies are now officially waterproof!’ Soon, people started bringing in their umbrellas and buckets, asking for discounts on flood coverage. A delivery driver even tried filing an insurance claim for a soggy package. The whole office burst into laughter when Fred announced, 'Ladies and gentlemen, your policies are now officially waterproof… but not against bad jokes!'

3. One autumn afternoon, while customers browsed through Fred Loya Insurance's shelves, someone noticed a peculiar item in one of the display cases—a tiny, hand-carved wooden giraffe with eyes that seemed to follow you around the store. Soon enough, everyone was talking about the mysterious giraffe. A delivery driver even claimed he saw it moving when no one was looking. Eventually, Fred himself admitted it was his grandson’s toy, which had accidentally been left there during a visit. The whole town laughed and shook their heads—another quirky tale from Fred Loya Insurance, where oddities are as common as premiums.

4. One quiet evening, a regular stopped by Fred Loya Insurance and asked, ‘Do you sell policies against bad luck?’ The clerk smiled and replied, 'We don't insure against bad luck here, but I can give you good advice!' A delivery driver nodded in agreement, saying, 'Trust me, if there was such an insurance, I'd be bankrupt already.' The regular laughed heartily, and they all left with warm smiles—except maybe for the delivery guy who seemed slightly worried.