Fred Loya Insurance

About this location

A few stories people tell about this place

1. Late one night, a delivery driver pulled up to Fred Loya Insurance and noticed an eerie humming sound coming from inside. The door was ajar, but no lights were on—just that strange, almost musical tone. Curious, he peered inside and saw only rows of old insurance policies stacked neatly. Then, out of nowhere, an elderly voice said, 'Can I help you?' Turning around, he found an ancient man with a twinkle in his eye who offered him a cup of tea. It turned out Fred Loya Insurance had been run by the same family for generations, and the humming was just their secret method of keeping the place cool.

2. Late one night, a delivery driver pulled up to Fred Loya Insurance and noticed an eerie glow coming from inside. ‘What in the world?’ he muttered, stepping out into the moonlit street. Curious, he peered through the window and saw Mr. Loya dancing around his desk, muttering something about ‘good vibes’ and waving a strange glowing amulet. The delivery driver shook his head and drove off, deciding that some places were better left mysterious. Later, over coffee with a neighbor, they agreed it must be an insurance agent’s way of attracting good luck—until Mr. Loya started selling policies for ‘peace of mind.’

3. Late one night, a delivery driver pulled up to Fred Loya Insurance and noticed an unusual sign on the door: ‘We cover everything except lost sleep.’ Curious, he walked in and found only an empty office with a lone coffee cup on the desk. Smiling, he thought, ‘So that’s what they mean by “lost sleep”!’ The next morning, everyone was surprised when Fred Loya showed up for work as usual, having somehow insured himself against missing his own business.

4. Late one night, a delivery driver pulled up to Fred Loya Insurance and noticed an old man standing in the parking lot, muttering, ‘Finally, someone’s here!’ The delivery driver parked his truck and approached the old man with a smile. 'Need some help?' he asked. The man nodded gratefully and together they went inside just as the office lights flickered off. Turns out, it was simply Mr. Loya's quirky way of saying goodnight—his late-night routine for decades.