Fred Loya Insurance

About this location

A few stories people tell about this place

1. One stormy night, an old delivery driver pulled up to Fred Loya Insurance and yelled, ‘Hey, Mr. Loya, can you please turn on your streetlight? Mine’s out!’ Mr. Loya peered outside, squinting in the darkness. 'I’ll be right there,' he said, switching on his porch light. As soon as he flicked it on, a dim glow appeared from inside the delivery truck—apparently, its headlights had come back on too. The delivery driver rubbed his eyes, grinning sheepishly. 'Guess I was standing in my own shadow!'

2. One foggy morning, a neighbor rushed into Fred Loya Insurance, frantically asking if they sold umbrellas. The receptionist looked puzzled and replied, ‘We sell insurance, sir.’ To which the neighbor exclaimed, ‘I know, but I heard you also sell good luck!’ Soon after, a delivery driver walked in, panting heavily. He asked for an umbrella too, and when he was told only insurance was available, he grinned sheepishly. 'Hey,' he said, 'I heard you guys give out lucky donuts with every policy!'

3. One autumn afternoon, a regular walked into Fred Loya Insurance and asked with a smile: ‘Do you sell policies for lost umbrellas?’ The clerk smiled back, puzzled but friendly. 'No, sir,' he replied. A delivery driver overheard and chimed in, 'Actually, I just delivered an umbrella here last week!' The whole place burst out laughing as the regular sheepishly admitted, 'Guess I'll have to come back when I lose it.'

4. One chilly evening, a regular walked into Fred Loya Insurance and asked, ‘Hey, do you sell policies for lost umbrellas?’ The clerk looked puzzled but replied, 'No, sir, we don't cover umbrellas.' The man shrugged and left. Later that night, a delivery driver joked, 'I bet he went next door to Joe's place—maybe they insure your umbrella when it's in your hand!' Everyone laughed, and the story became another Fred Loya Insurance legend.