Fred Loya Insurance

About this location

A few stories people tell about this place

1. At Fred Loya Insurance office, every morning begins with a puzzled look from Mr. Loya's goldfish. As soon as the first customer enters, they swim frantically towards the surface, as if trying to warn someone. One day, an enthusiastic delivery driver arrived, waving a package and yelling, ‘Insurance claim or not, you’re getting this!’ The fish, seeing the excitement, leaped out of the bowl—only to land on Mr. Loya’s desk, scaring everyone. From then on, whenever something unusual happened, Mr. Loya would say, ‘It must be our little fish messenger bringing us good luck.’

2. At Fred Loya Insurance, every afternoon around 3 PM, an unmistakable sound of crinkling paper starts coming from Mr. Loya’s office. No one knows what it means—maybe he’s just organizing policies or maybe something more mysterious is going on behind closed doors. One day, a delivery driver arrived with a package and overheard Mr. Loya whispering, ‘Finally, my special policy is ready!’ Turns out, the mysterious noise was him secretly wrapping up his lunch break in brown paper. The legend lives on, but now everyone knows—it’s just Mr. Loya being Mr. Loya.

3. At Fred Loya Insurance, one day a curious package arrived addressed to ‘Mr. Loya, care of the office’. Curiosity piqued, no one dared open it until a regular noticed something odd inside—a tiny umbrella that opened and closed on its own. As days passed, everyone in the office started noticing other strange items appearing—tiny clocks ticking away, miniature pianos playing nursery rhymes, even little dancing bears! It turned out to be the handiwork of a neighbor who’d always waved cheerfully from across the street. Turns out he was just trying to brighten up their dull workdays with his quirky creations.

4. At Fred Loya Insurance, one day a regular noticed something odd in the parking lot—a mysterious box wrapped in brown paper and tied with string, labeled simply: ‘For Mr. Loya’. Curious, the customer asked Mr. Loya about it later that week. With a twinkle in his eye, Fred confessed it was just an old package from his cousin’s antique shop. Turned out, every month someone left something unusual—an old pocket watch, a vintage umbrella, or even a dusty hat—for him in the same spot. It became their little inside joke until retirement, when Fred revealed it was all part of his grandson’s prank.