Fred Loya Insurance

About this location

A few stories people tell about this place

1. At dusk, when most insurance offices are quiet, Fred Loya’s place buzzed with an unusual activity. A delivery driver arrived with a package wrapped in old newspapers and insisted on seeing Mr. Loya personally. The delivery driver whispered something to Mr. Loya, who nodded discreetly. Soon after, the office lights flickered, and everyone heard a faint giggle coming from inside. When the sun rose again, everything was back to normal—except for one small note taped to the door: ‘Insurance never sleeps, but sometimes it takes a nap.’

2. In the early hours of every Monday morning, a young boy would run past Fred Loya Insurance, screaming ‘Insurance man is flying!’ His neighbors watched, perplexed, as if the building itself had taken wing. One Monday, a delivery driver slowed down curiously and asked the boy, ‘Do you see what I see?’ The boy nodded excitedly, replying, ‘Of course! The insurance man’s wings must be made of feathers today.’ They both laughed until a neighbor called out, ‘Boys, that’s just Fred cleaning the awning!’

3. At midnight, when even the city seemed asleep, a delivery driver pulled up to Fred Loya’s Insurance office. The lights were on, but no one answered his knock. Finally, an old voice croaked from inside: ‘Insurance doesn’t work after hours!’ The door opened slightly, and a sleepy clerk peered out. The delivery driver sheepishly handed over the package, apologizing for disturbing Mr. Loya. With a wave, the clerk said, “Don’t worry, it’s just me—Fred Loya is retired.”

4. At dawn, when most people were still dreaming, a soft humming began coming from inside Fred Loya’s office. It grew louder each day, like an impatient bee buzzing for attention. One morning, Fred opened his door to see a delivery driver puzzled and holding a package. ‘What’s this?’ he asked. Turns out, it was a hummingbird nest containing baby birds meant for someone else entirely. From then on, whenever anyone mentioned insurance, Fred would smile and say, 'We cover everything—even tiny feathered tenants!'